When obtaining a mortgage or a mortgage guarantee to finance the purchase of a home, you will most likely be required to obtain a WDO inspection by the bank, the mortgage company, or the guarantor (FHA, VA, HUD, etc.).
Although it is commonly referred to as a “termite inspection,” a proper Wood Destroying Organism (WDO) inspection looks for evidence of infestation by termites (both subterranean and drywood types), wood decay, wood-devouring beetles, as well as evidence of past infestations, damage to wood, or conditions conducive to infestations, and evidence of past treatments.
The inspector will provide a detailed written summary of the inspection results in a standardized inspection form developed by the NPMA (National Pest Management Association), photos, comments and remediation recommendations and/or an estimate for treatment if necessary.
I use an independent and licensed Termite Inspection Company.