Wind mitigation inspections are common in the coastal areas of the Southeastern United States.
The purpose of a wind mitigation inspection is to lower the homeowner’s insurance premium by determining the appropriateness of a given structure’s construction in the event of strong winds, such as those present in a hurricane.
This is one of the few types of home inspections that helps reduce the cost of homeowner’s insurance.
Many Floridians are not aware of a law passed by the State of Florida which requires insurance companies to offer their customers discounts and credits for existing building features and home improvements that reduce damage and loss from wind.
In order to qualify for this discount, homes must undergo a certified wind mitigation inspection.
Only your insurance company can determine your discount, but AccuBuilt Inspection Services can provide the wind mitigation inspection and the necessary paperwork!
During the wind mitigation inspection I look for construction features that have been shown to reduce losses in hurricanes, such as the presence of:
A hip roof
Concrete block construction
Gable end bracing
Single or double roof straps
Secondary water resistance barriers